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TechAmerica News

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Insurance Services

Overview | Business Advantages | Joint Wellness Programs | How to Get a Quote

TechAmerica Welcomes an Alliance with UnitedHealthcare

We listened carefully to what our members want to achieve through their employee benefit programs. We heard repeatedly that high-tech companies, like yours, are concerned about the cost of health insurance in this global competitive environment. UnitedHealthcare provides a range of medical plans to help TechAmerica members offer competitive, innovative coverage to employees.

Consumer Driven Medical Plans

scale_uhc Consumer-driven health plans can help your business address the rising cost of health care by:

- Giving individuals access to the right information, tools and support.

- Engaging individuals in making their own health care decisions.

- Helping to improve the health decisions of your employees.

Consumer-driven plans can include one of the following types of accounts to help individuals manage their health care expenses:

- UnitedHealthcare DefinitySM Health Savings Account (HSA)
– Individuals make tax-free contributions and withdrawals for qualified medical expenses.
– UnitedHealthcare DefinitySM Health Reimbursement Account (HRA)

Individuals decide how to spend their health benefit dollars for covered benefits. Remaining funds can roll over at year-end. Your Definity HRA and HSA

Traditional Managed Plans

When you need to offer comprehensive health insurance with low deductibles to help attract and retain employees, traditional managed plans may be the way to go. Click here to view programs’ descriptions and features. Popular traditional managed plans — such as Preferred Point of Service Plans (POSs) and Health Maintenance Organizations (HMOs) include:

Options PPO

Options Preferred Provider Organization (PPO) provides the kind of benefits employees want:

- The same benefits apply across the country

- Direct access to specialists (never need a referral)

- Freedom to choose which physicians to see

- Easy to understand and use Your Options PPO

Customer Care Claims Support

tele-copy As an AeAHealth participant, you can count on UnitedHealthcare to deliver high quality service for account questions or concerns. The average speed to answer calls is 22 seconds; 27% better than the industry average. State of the art operations and dedicated resources enable UnitedHealthcare to offer a 92% first call resolution for the 90,000 calls that Customer Care professionals receive each day.

More than 80% of over one billion claims are processed annually by UnitedHealthcare without manual intervention. An integrated and user-friendly desktop allows less research time and reduced manual intervention by Customer Care. Also, real-time adjudication allows the participant to receive a printed detail of the claim, benefit and financial responsibility before even leaving the doctor’s office.

Also, there is a dedicated UnitedHealthcare Claims representative available to research and resolve issues with TechAmerica member claims.

Global Choice

For expatriate employees, Global Choice offers international health care access and coverage and capitalizes on the strengths, resources, networks and infrastructure of UnitedHealthcare and its international partners. Your Global Choice

Health Discount Program through UniteHealth Allies^SM

This discount program can help you save 10-50 percent on many health care services that are not covered by your medical plan. You will receive on-the-spot savings on hundreds of health care products and services including eye exams, eyeglasses and contacts, dental services, chiropractic care and much more.
Your UnitedHealth Allies

Section 125 Pre-Tax Premium Plans

This plan lets your employees pay their portion of premiums for employer sponsored insurance such as health, dental, vision, disability, accident and group life (to $50,000) on a pre-tax basis. Pre-tax premium payments reduce: piggy_uhc

- Employees’ gross pay;

- Employer taxable payroll;

- Corporate payroll-related taxes.

Plus, for most employers, the plan fee is deductible as a normal business expense. A Pre-Tax Premium Plan can save money for all companies of all sizes. The amount saved depends on how much employees contribute toward their benefits.

Post Employment Solutions

Almost all group health plans of private and public employers must comply with the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). UnitedHealthcare helps employers through the strict and complex federal mandates that require employers to offer continued health care coverage to employees and their dependents who would otherwise lose their coverage due to termination of employment or other factors

UnitedHealthcare helps to streamline COBRA administration with compliance assistance and effective record-keeping.

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Categories: Services & Savings, Value Prop

Tags: Array, healthcare, uhc

This entry was posted on Monday, June 22nd, 2009 by Tiffany Barrett.

5 Comments regarding: “Insurance Services”

[...] Overview | Business Advantages | Joint Wellness Programs | How to Get a Quote [...]

TechAmerica.org TechAmerica Health Business Advantages on July 10, 2010 : 2:21 pm

[...] 65+ High-Tech Companies Join NEW AeA Healthcare Program – Compare and Save Today [...]

TechAmerica.org TechAmerica Midwest News, June 2009 on July 10, 2010 : 2:24 pm

[...] insurance costs and healthy employees both play on your bottom line. We invite you to evaluate the TechAmerica Health program at your upcoming [...]

TechAmerica.org TechAmerica Midwest News, July 2009 on July 10, 2010 : 3:25 pm

[...] Advertisement … Read Full Article [...]

TechAmerica.org TechAmerica News, June 2010 on July 10, 2010 : 4:41 pm

[...] Overview | Business Advantages | Joint Wellness Programs | How to Get a Quote [...]

TechAmerica.org How to Get a TechAmerica Health Quote on August 13, 2010 : 8:54 am

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